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How to Negotiate a Line of Credit

When Robert Joseph opened R J Construction Co. Inc. in 1993, he capitalized the business using $20,000 in personal savings. Three investors (relatives and former co-workers he has since bought out)...

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Why You Need a Business Relationship Banker

Maggie M. Harris has been in the government contracting business since graduating from college and working at the Unisys Corporation, U.S. Department of Health and Human Services, and U.S. Department...

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Small-Business Credit Quality Continues to Improve as Delinquency Rates Fall

Experian, the leading global information services company, today announced that due to a rise in credit balances and a decrease in delinquency rates, small-business credit quality continued to show...

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5 Things You Need to Know to Get a Line of Credit for Your Business

Businesses typically use a line of credit to maintain or expand a business—not start a new one. A line of credit provides business owners much needed short-term working capital to meet payroll, pay...

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How to Get a Small Business Loan With Bad Credit

The fact remains that it’s harder for smaller businesses—even those with stellar credit ratings—to get traditional bank loans than it is for larger businesses. Over 63% of business owners attempting to...

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